Chartered Property Casualty Underwriter (CPCU) 530 Practice Exam

These questions are part of the practice quiz. Start practicing

• Which contract provides that the insurer pays an amount directly related to the amount of the loss?
• The act of giving up or the promise to give up a legal right is called?
• Which principle ensures that an insured cannot profit from insurance and the payout does not exceed the loss?
• If fraud occurs, what remedy allows the injured party to undo the contract?
• What is the term for a temporary written or oral agreement to provide insurance coverage until a formal written policy is issued?
• A defense to negligence that grants immunity to one spouse from the other spouse's lawsuit for torts committed before, during, and after the marriage is called what?
• Which act passed by Congress in 1970 sets safety standards for employers and imposes penalties for violations?
• The failure, without legal excuse, to fulfill a contractual promise.
• Which term describes the formal written document that initiates civil litigation by stating the plaintiff's claims against the defendant?
• An act that can be performed only by government.
• Questioning one's own witness during a legal proceeding?
• Which tort is specifically concerned with harming a plaintiff's reputation through disparagement of intangible property rights?
• Which damages are used to compensate the plaintiff for direct, actual losses?
• An illegal transaction in which both parties are equally at fault is described as what?
• The shipping term where payment is due on delivery and the buyer cannot inspect prior to payment is known as what?
• An obligation imposed by law for the preservation of the legal protected rights of others.
• Which tort is the restraint or confinement of a person without consent or legal authority?
• Which ownership type provides the most complete and unrestricted form of property ownership?
• The intentional relinquishment of a known right is called what?
• Which equitable remedy is used to stop a specific activity to prevent ongoing harm?
• Which term describes a contract whose terms and intentions are indicated by the actions of the parties and the surrounding circumstances?
• A form of government led by a single ruler who selects advisers for assistance.
• Which branch of law imposes penalties for wrongs against society?
• What is the duty to take reasonable steps to minimize or avoid additional injury or loss?
• In a jury verdict, which type resolves issues by answering questions posed to the jury?
• The use of restraint, violence, or threats of violence to compel a party to act contrary to his or her wishes is known as what?
• Which form is a short-term arrangement to govern during rebuilding, not a long-term ideology?
• Which term is an exception to the application of a zoning ordinance to permit an otherwise prohibited use within the zone?
• Which concept refers to intentionally obstructing another's existing or potential business relations for gain?
• Which term describes a security interest that has been filed to provide priority over others?
• A landlord-tenant estate in which the tenant has permission to occupy a premises as a landlord desires.
• Which term describes an insurance producer whose authority is limited by contract to soliciting applications?
• What term denotes a legal action that voids a principal's bid?
• A statute that requires filing within a specific time after a wrongful act by a defendant, such as improper construction of a building, regardless of when the injury occurred or was discovered.
• Which verdict entails a complete finding and a single conclusion by a jury on all issues presented?
• Which term denotes a nonpossessory right to use another's land for a specific purpose?
• A person who is not a party to a contract but who benefits from it and has a legal right to enforce the contract if it is breached by either of the contracting parties.
• In evaluating proximate causation in policy disputes, which doctrine states that coverage may apply when two independent concurrent causes exist, one excluded and one covered?
• Property owned or acquired by both spouses during a marriage by their communal efforts. Each spouse has an undivided one-half interest in the community property.
• Who is the lender in a mortgage arrangement?
• Which board member is typically not an employee or officer and serves on the board?
• Which policy pays a stated amount in the event of a specified loss, regardless of the actual value of the loss?
• Which damages are awarded to punish a defendant for reckless, malicious, or deceitful conduct to deter similar acts?
• Which form of concurrent ownership involves two or more owners holding undivided interests with no right of survivorship?
• Which term describes an agreement that, despite the parties' intentions, never reaches contract status and is therefore not legally enforceable or binding?
• Which document typically represents the right to receive goods from a shipper and defines the responsibilities of the carrier?
• Which instrument requires employers to plan how they will reach hiring goals for protected groups in government contracts?
• Which tort involves intentional interference with another's business or with another's expected economic advantage?
• Which term describes the defense that shields charitable organizations from liability?
• Which defense holds that the party who had the last clear chance to avoid harm and fails to do so is solely responsible for the harm?
• The party in a lawsuit against whom a complaint is filed.
• Which term describes a currency based on the fixed exchange rate of another country's currency?
• Which action would be described as a wrongful-life action?
• What term denotes the absolute obligation to pay a negotiable instrument according to its terms?
• What is the term for specific written questions or requests raised by one party to a lawsuit that the opposing party must answer in writing?
• Who is the party to a contract who makes an assignment?
• What document authorizes one person to act as another person's agent or attorney-in-fact?
• Which dispute resolution method involves a neutral outside party who reviews issues and issues a final binding settlement?
• The recipient of a gift is referred to as which term?
• Ownership, usually of real property such as an apartment building, by a corporation, the stockholders of which receive long-term proprietary leases to a portion of the property and a proportional vote in its affairs based on the number of shares owned.
• In which form of government are a prime minister and an elected parliament?
• The creation of an agency relationship when a principal adopts the act of someone who acted as if authorized but had no power or authority.
• Which term refers to the substitution of a third party for one of the original parties to a contract, releasing the original party from rights and obligations under the contract?
• Which term describes the pretrial process of obtaining information from the other side, including depositions and interrogatories?
• Who borrows money from a lender to finance the purchase of real property?
• A person who has permission to enter onto another's property for his or her own purpose.
• A contract that binds parties only if certain conditions occur is called?
• Which instrument, when executed, transfers an interest in real property from the grantor to the grantee?
• Which term covers the law that involves disputes between individuals or corporations in different countries?
• The takeover is the assumption of control by one corporation over another through merger, acquisition, or some other type of transaction.
• A party's refusal to meet obligations under a contract is described by which term?
• Laws that develop out of court decisions and establish precedents for future cases are called
• A law that permits service of process on a partnership by serving any one of the partners.
• Which term describes a person or entity employed to act for the principal in a specific transaction or only for a particular purpose or class of work?
• An act that is directed by law or other authority and that requires no individual judgment or discretion about whether or how to perform it.
• Which term is defined as a formal written statement of the facts and claims presented by all parties in a lawsuit?
• A document acknowledging receipt of goods from the shipper, given by the carrier which includes the terms of the contract of carriage for the goods.
• What is the term for a property owner's right to have land supported by the earth below it?
• Which term describes the right to enter land and take away something of value from its soil?
• What term describes an intentional misrepresentation resulting in harm?
• Consideration based on natural love or affection, or on moral duty, that is not sufficient to support a contract is called?
• Which term describes a contract that contains two or more promises, each of which can be enforced separately?
• Which theory requires the plaintiff to prove that the employer intentionally discriminated against individuals based on protected characteristics?
• The temporary transfer of a property's custody.
• Which term refers to the body of law designed to prevent fraudulent contracts?
• A standard for the degree of care exercised in a situation that is measured by what a reasonably cautious person would or would not do under similar circumstances is known as the
• Which tort is committed when a person intentionally makes physical contact with another that is harmful or offensive without justification?
• A reasonable estimation of actual damages, agreed to by contracting parties and included in the contract, to be paid in the event of a breach or for negligence?
• Which form limits each partner's personal liability for acts or omissions of other partners?
• Which type of verdict is reached by a jury that makes findings of fact by answering specific questions posed by the judge, with the judge applying the law to the facts?
• Something of value or bargained for and exchanged by the parties to a contract is called?
• Which term refers to a promise not supported by valuable consideration and thus not binding?
• What is the improper institution of legal proceedings against another?
• Which term describes a land use that is impermissible under current zoning restrictions but that is allowed because the use was lawful before the restrictions took effect?
• A type of administrative agency rule that interprets statutes, providing guidance for agency staff or regulated parties, but that lacks the force and effect of law and therefore is not binding on individuals.
• A claim to an instrument by any person and any defense that would be effective in a simple contract transaction.
• The failure to exercise the degree of care that a reasonable person would exercise to avoid harming others is called?
• A government organized primarily around religious leadership and doctrine is best described as which?
• Which term refers to the statutory laws that grant power to administrative agencies to act, and the body of law created by those agencies themselves?
• Which director is not an employee or officer and serves on the board?
• Which quality of evidence concerns the legal significance of proving an element of the claim?
• A legally binding contract between the parties to a dispute that embodies their agreement, obligates each to fulfill the agreement, and releases both parties from further obligation to one another that relates to the dispute.
• A wrongful act or omission, other than a crime or a breach of contract, that invades a legally protected right.
• What is the legal obligation imposed by law to protect others' protected rights called?
• Which defense to negligence bars a plaintiff's recovery when the plaintiff contributed to the harm?
• Which term describes the questioning of one's own witness during trial to establish testimony?
• Which term refers to an insurance producer whose authority is limited by contract to soliciting applications for insurance and performing related activities?
• Which term describes a nuisance that is present at all times and under any conditions, regardless of location?
• Which written plan outlines how an employer will meet hiring goals for protected groups?
• A group of torts involving disparagement that harms legally protected intangible property rights is called?
• Which is the signed agreement indicating that during the course of investigation, neither the insurer nor the insured waives rights under the policy?
• Who is the recipient of property in a transfer after the deed is executed?
• Which legal doctrine allows a court to hold corporate officers personally liable for the corporation's wrongful acts?
• Creation of an agency relationship resulting when a principal adopts the act of another who has purported to act for the principal and has neither power nor authority to perform the act for the principal.
• Who is the party temporarily possessing the personal property in a bailment?
• Which term describes a contract in which a non-party is intended to receive a benefit from the agreement?
• Which tort involves unauthorized entry to another's real property or forcible interference with another's personal property?
• A proposal that varies in a material way from the original offer, resulting in a new offer?
• Which term describes acts that are routine and do not require discretion by an agent?
• Which damages arise from an intentional or outrageous act that causes severe emotional distress and are commonly applied in breach of insurance contracts?
• Which concept allows a minimum job qualification to be necessary for performance and is permitted under anti-discrimination laws?
• A defense that shields charitable organizations from liability.
• Which model code has been adopted in whole or part by every state to provide a consistent basis for business transactions, including sale of goods and secured transactions?
• What term describes a contract between two parties that benefits a third party?
• Which term describes a third-party beneficiary who has no contractual rights but benefits from a contract though that is not the intent of the parties?
• An act, independent of an original act and not readily foreseeable, that breaks the chain of causation and sets a new chain of events in motion is called
• Which form of government is explicitly centered on religious authority and leaders?
• A contract in which each party promises a performance.
• Which clause prevents the insurer from contesting the policy after a specified period?
• Knowledge that a person is assumed by law to have because that knowledge could be gained by reasonable observation or inspection.
• A form of government where representatives may be elected from several or many political parties.
• Which classification of law governs private rights and provides remedies for breaches of duties owed to others?
• Which rule prevents consideration of prior or contemporaneous oral agreements that contradict a written contract?
• Which term refers to an offer to perform one's duties under a contract?
• Which term denotes a land use explicitly permitted by a zoning ordinance but subject to certain limitations?
• The return of specific property by court order is called?
• A security device by which a borrower guarantees payment by delivering collateral to the lender.
• Which rule of evidence limits the terms of a writing to those expressed in writing?
• An interest in property that allows the property to be sold on default to satisfy the debt.
• A defamatory statement expressed in writing is called?
• Which doctrine allows negligence to be inferred solely from the occurrence of an accident under certain circumstances?
• Which term best describes the right of a party to sue in court over a legally cognizable injury?
• What is the rule that prevents the admission of out-of-court statements not made under oath by a person who is unavailable to testify?
• What term describes the power of a court to hear a case for the first time, i.e., original to the case?
• Which alternative dispute resolution method uses a neutral outside party to develop a settlement that can be final and binding?
• Under the UCC, which topic is primarily addressed for commercial exchanges in the United States?
• Which term describes a person or entity employed to act for the principal in a specific transaction or for a particular purpose?
• The voluntary and gratuitous transfer of property without consideration is called which term?
• What is a legally enforceable agreement between two or more parties in which each party makes some promise?
• Which term describes fairness and the body of principles constituting what is fair and right?
• A person who intentionally enters onto the property of another without permission or any legal right to do so.
• Risk that is inherent in the operation of a particular organization, including the possibility of loss, no loss, or gain.
• What is the term for a lawsuit by a parent for damages resulting from a pregnancy following a failed sterilization?
• Which term refers to an act, occupation, or structure that affects the public at large and interferes with public enjoyment or rights regarding property?
• Which term refers to the substitution of a third party for one of the original parties, releasing the original party from duties under the contract?
• An intentional act causing mental anguish that results in physical injury describes which tort?
• Which pretrial discovery tool involves the oral examination of a witness to produce a written verbatim record?
• Which term best describes a government that is defined by religious authority and clerical rule?
• Which term describes a contract whose terms and intentions are explicitly stated?
• Which term describes a payment awarded by a court to reimburse a victim for actual harm?
• Who is the lender in a mortgage arrangement?
• The person or entity who files a lawsuit and is named as a party.
• A right to possession or ownership, or both, of property.
• Which term describes an intentional false or misleading statement about a plaintiff's product that results in financial damage?
• What is the right of a government to seize private property for public use called?
• A tort arising from a relationship between the entrant and the owner granting permission to enter is called what?
• Which ownership interest gives stockowners voting rights and dividends?
• Who is the individual or entity to whom property, rights, or interests have been transferred?
• What term describes consideration that is necessary and sufficient to support a valid contract?
• A legal doctrine stating that if a loss can be attributed to two or more independent concurrent causes—one or more excluded by the policy and one covered—then the policy covers the loss
• Anything interfering with another person's use or enjoyment of property.
• Which tort is the seizure or forcible restraint of a person without legal authority?
• A harassment environment that is severe or pervasive enough to alter employment conditions is known as what?
• A legal doctrine under which an employer may terminate any employee at any time for any reason or for no reason.
• An act that could be performed by a private enterprise.
• Which term describes a lawsuit by or on behalf of a child with birth defects alleging negligent advice caused conception or continuation of pregnancy?
• If rights are transferred to another, the recipient is the what?
• A quality of evidence that suggests the evidence is more or less likely to be true?
• A concurrently owned and undivided interest in an estate that transfers to a surviving joint tenant upon the death of the other.
• Which legal doctrine imposes vicarious liability on an employer for employee torts committed within the scope of employment?
• The performance of the primary, necessary terms of an agreement is called?
• A tenant who has a lease for a number of years and, at expiration, continues to occupy the premises.
• Which term describes a promise not supported by valuable consideration and therefore not binding?
• Which term describes an obligation that is not an actual contract but that is imposed by law because of the parties' conduct or because one party would otherwise be unjustly enriched?
• What term describes a written instrument that transfers an interest in real property?
• A landlord-tenant estate created for a definite period.
• Which term describes the defendant's formal written response to the plaintiff's complaint?
• The oral or written permission to enter onto another's land to do a certain act, but not the granting of any interest in the land itself.
• Which damages are intended to punish wrongdoing regardless of the plaintiff's actual loss?
• Which term describes an interest in the subject of an insurance policy that would cause financial loss if an insured event occurred?
• Which term describes the voluntary choice between two rights or privileges?
• Which term is an exception to the application of a zoning ordinance for lots that, because of size, topography, or other physical limitations, do not conform to the ordinance requirements for the zone?
• Which organization operates under a defined name but is not a formal corporation and aims to accomplish lawful purposes?
• Which concept is used to measure negligence by comparing behavior to a hypothetical reasonable person?
• Which term describes the relationship of a worker who is not subject to the hirer's control regarding work details?
• Which law allows a negligence victim to sue an insurer directly or to sue both the insurer and wrongdoer jointly?
• A form of government where a group of military officers governs after seizing power.
• A right or privilege to enter another's land and take away something of value from its soil or from the products of its soil is known as?
• Which term describes an illegal transaction in which both parties are equally at fault?
• In a life estate, the life tenant is entitled to possession and to the income from the property for the duration of their life; the interest terminates upon what event?
• What term means the grounds that would lead a reasonable person to believe that the plaintiff committed the act for which the defendant is suing?
• The liability of multiple defendants either collectively or individually for the entire amount of damages sought by the plaintiff regardless of their relative degree of responsibility.
• What term describes a workplace situation where sexual favors are demanded in exchange for job benefits?
• Which term describes a security device by which a borrower guarantees payment by delivering collateral?
• Which right is granted by the United States government for a period of years to exclusively own and control an original written document, piece of music, software, or other form of expression?
• Which term denotes a land use that existed lawfully before zoning restrictions and remains permissible even after the restrictions are in place?
• Which term is used for the legal process by which the government can seize private property for public use, often with compensation?
• Which term describes a contract in which a claimant can sue the insurer directly or jointly with the insured?
• Which implied warranty states that a product is fit for its ordinary purpose?
• A defense that, in certain instance, shields organizations or persons from liability.
• Which term describes the party to a contract who promises to perform?
• A person hired to perform services for another under the direction and control of the other party, called the employer.
• Airlines, railroads or trucking companies that furnish transportation to any member of the public seeking their offered services are known as
• Which jurisdiction allows federal courts to hear cases involving parties from different states when the amount in controversy meets a required minimum?
• Which security represents ownership with voting rights and dividends?
• Which policy pays a fixed amount upon a listed loss, regardless of the actual value?
• Which tort involves an intentional act causing harmful or offensive contact?
• What term refers to an event that must occur before a duty of performance arises in a contract?
• Which implied warranty applies when the seller knows the buyer's particular purpose for the product and the product is relied upon for that purpose?
• Which term is linked to the law governing payment obligations in negotiable instruments?
• Which term describes a country whose regulations offer financial and business incentives encouraging organizations from other countries to do business there?
• Fixtures and equipment attached to a building during a tenant's occupancy with the intention that they be removed when the tenant leaves are called?
• An ADR method by which disputing parties use a neutral outside party to examine the issues and develop a mutually agreeable settlement.
• Which doctrine addresses coverage when two independent concurrent causes exist, with one excluded by the policy and one covered?
• A form of business entity that provides its owners the limited liability of a corporation and the tax advantages of a partnership.
• Which term best matches a government influenced by religious dogma and clerical leadership?
• Which clause states that the insurer cannot contest the policy after a specified period?
• A legal document that provides title to the goods in storage and assures delivery to the holder of the receipt.
• The legal principle under which an employer is vicariously liable for the torts of an employee acting within the course and scope of employment.
• A false statement of a material fact on which the insured relies is called what?
• Which term describes a legal procedure by which a government body seeks a court's permission to seize private property for public use?
• Which term describes the implied promise that the seller has legal ownership of the goods and has no undisclosed liens?
• Which term refers to a formal request to the court to take a specific action, such as dismissing a case or compelling discovery?
• Who is the party to a contract that makes a promise?
• What term describes the relationship that exists between the parties to a contract?
• Which term describes the legal concept that the enforcement rights under a contract are limited to the parties involved?
• A nonmaterial interest in real property is called?
• The process by which employees, represented by a union, negotiate with the employer on wages, hours, and working conditions is called what?
• Which term refers to genuine assent—the actual agreement to form a contract, evidenced by the parties' actions and words?
• Which term describes the body of law developed from prior court decisions that establish precedents for future cases?
• Which risk category refers to the inherent variability in operating results, including the possibility of gains?
• A claim made in the complaint by the plaintiff, specifying what the plaintiff expects to prove to obtain a judgment against the defendant.
• Which classification prescribes the steps, or processes, for enforcing the rights and duties defined by substantive law?
• What term refers to the nominal value assigned to a share?
• A statute that requires a plaintiff to file a lawsuit within a specific time period after the cause of action accrues, often when the injury occurred or was discovered.
• A defamatory statement expressed by speech is called?
• Which type of consideration is based on natural love or affection, and does not by itself support a contract?
• Which term is associated with a seller's failure to reveal a lien that could affect the buyer's ownership?
• Which doctrine imposes extra care for children due to artificial hazardous condition?
• A principal whose existence is known, but whose identity is not known to the third party dealing with the agent.
• Which term describes an obligation that is not express but that the parties presumably intended, either by tacit understanding or by the assumption that it existed?
• Which entity blends the limited liability of a corporation with the tax advantages of a partnership?
• What phrase describes the completion of all possible administrative procedures and appeals before appealing an agency action to a court?
• In a bailment, the party who delivers the property to the bailee is the
• An act or omission that completely disregards the safety or rights of others and is exaggerated or aggravated in nature.
• Which shipping arrangement requires payment on delivery and eliminates the right to inspect before payment?
• Which category includes disparagement that damages intangible property rights but not necessarily a product?
• Which term describes the European Union's member countries' single unified market in which goods, services, people and capital can move freely across borders?
• Which form of government is characterized by rule based on religious doctrine and leadership from religious figures?
• Which term describes stock that the company has issued and subsequently reacquired by the corporation for its own use?
• Which type of principal is known to the third party dealing with the agent but whose identity is not known?
• The party to a contract who promises to give something in return for a promise or act by another party is called?
• The term for a process by which employees, through a union, bargain with management on wages and working conditions is called?
• What term refers to the control by the defendant alone of the instrument that caused harm?
• An agreement between an employer (the principal) and an employee (the agent) to protect the employer's confidential information after termination is called?
• Which term describes a corporate share that is owned by the holder of the share certificate and is not registered; therefore, ownership remains private?
• Which tort describes the use of civil or criminal procedures for a purpose they were not designed?
• Which classification of law creates, defines, and regulates parties' rights, duties, and powers?
• Which tort describes an unreasonable and unlawful interference with use or enjoyment of real property?
• What term describes using wrongful or fraudulent practice by a business to gain an unfair advantage over competitors?
• A security agreement that has been filed with the appropriate court to provide the surety a priority interest over others who may also have security interests in the property.
• Which term describes liability imposed in the absence of fault for extremely dangerous activities?
• The doctrine that bars bringing a second lawsuit on the same claim after final judgment is known as what?
• A contract that one or more parties must perform only under certain conditions?
• The voluntary and gratuitous transfer of property without consideration is known as which term?
• Which tort involves the threat of force that creates reasonable fear of imminent harmful contact?
• Which term describes the improper use of power to deprive a person of free will and substitute another's objective, resulting in lack of genuine assent to a contract?
• Which legal principle prohibits a party from asserting a claim or right that contradicts a prior statement or conduct relied upon by another party?
• Which term describes a zoning action that assigns a different use to a small area compared with surrounding land?
• Which term refers to the act of restricting land use either by prohibiting additional building or by requiring high standards?
• Which term is defined as a lien granted by law to cover repairs to a specific property?
• Which tort involves the threat of force against another that creates a well-founded fear of imminent harmful or offensive contact?
• Which form of concurrent ownership has no right of survivorship?
• Which contract concept involves an agreement to substitute performance and its completion to settle a dispute?
• What term describes a perception that does not agree with the facts?
• Which form of government has a parliamentary body and a ceremonial monarch?
• In property terminology, the person who receives a gift is called which term?
• Which doctrine requires both parties to share financial responsibility for bodily injury or property damage according to their respective degrees of fault?
• Which contract is created when only one party makes a promise to perform?
• Which term describes authority that the principal specifically grants, either in writing or orally?
• What is the name of the period during which an insurer can challenge the validity of a life insurance policy?
• A form of government led by a hereditary chief of state with powers varying from absolute to ceremonial.
• The allegations made by a plaintiff in a lawsuit.
• Which term describes liability imposed by a court or statute in the absence of fault when harm results from extremely dangerous, ultra hazardous, or abnormal activities?
• Which procedure is used to obtain testimony from a witness who cannot be present at trial and to create a transcript?
• The claim of ownership of land by possession that is exclusive, open, hostile, unpermitted and continuous for a statutory period is known as.
• Which term describes a government that permits no more than one party to participate in politics?
• Which term describes negligence that exists when a defendant violates a law or ordinance?
• What is the term for an agreement to substitute performance other than the required contract performance and the carrying out of that substitute?
• What term describes an administrative agency's final conclusion or disposition of a material private right, terminating the agency proceeding?
• Which form of emotional distress is caused by an unintentional act?
• A misunderstanding held by only one party that does not reflect the facts is known as what?
• Which term describes a third-party beneficiary who received the benefit of a contract's performance as a gift from the promisee, with the intent of the contracting parties?
• Which stock has priority in dividends and liquidation but is generally nonvoting?
• Which form of government is characterized by elected representatives who have no political party affiliation?
• Which contract principle requires that certain contracts be in writing and signed to be enforceable?
• Which party receives property being transported by a carrier?
• Which doctrine requires lower courts to follow precedents set by higher courts?
• Which term describes the obligation to act with complete honesty and to disclose all relevant facts in an insurance transaction?
• Alterations or additions made to the building at the expense of an insured who does not own the building and who cannot legally remove them are known as?
• A form of government with a parliament, or a democratic legislative body, but with a monarch as a formal or ceremonial head of state.
• Which term describes an event that must occur at the same time as another condition?
• A form of partnership limiting each partner's personal liability for acts or omissions of other partners.
• Which term describes the questioning of an opposing party to bring out information favorable to the questioner's own position or to challenge the witness's testimony?
• In community property, each spouse has an undivided one-half interest.
• Which contract is fully performed by both parties and thus has no remaining obligations?
• Which document is an insurer's notice that identifies coverage issues and indicates the insurer may deny coverage later if facts warrant it?
• Violation of the agreement that would justify an owner's termination of the contract describes which term?
• Which term describes a contract that has been completely performed by both parties?
• Which term means permission to enter land for own purpose?
• Which term describes an independent producer who represents insurance customers?
• A document filed in court by a defendant responding to a plaintiff's complaint and explaining why the plaintiff should not win the case.
• Which tenancy type has no fixed end date and renews automatically at intervals with rent paid?
• Questioning an opposing party during a legal proceeding to bring out information favorable to the questioner's own position or to challenge the witness's testimony?
• Procedures to help settle disputes without litigation, including arbitration, mediation, and negotiation, are collectively known as what?
• Which term describes stock that has been issued and subsequently reacquired by the corporation?
• Which term describes the permission to enter land to do a specific act but not ownership?
• Which party to a contract is defined as the one who promises to give something in return for a promise or act by another party?
• Which term describes an event that discharges a duty of performance when it occurs?
• A neutral hiring test that results in underrepresentation of a protected class illustrates which theory?
• Which term describes a contract that has not been completely performed by one or both of the parties?
• A defense to negligence that protects the government against lawsuits for tort without its consent.
• A formal request for the court to take a particular action.
• Which term describes a perception by both parties to a contract that does not agree with the facts?
• A third party's reasonable belief that an agent has authority to act on the principal's behalf.
• Which term denotes the owner of personal property in a bailment?
• Which contract concept is formed from the parties' conduct and surrounding circumstances rather than explicit words?
• Which term describes the temporary transfer of possession of property under an agreement to return or dispose of the property?
• Which rule permits recovery only when the plaintiff's negligence is slight in comparison with the other party's gross negligence?
• A plan for governing a country during a transition period after a conflict is known as what?
• Which corporate officer serves on the board of directors?
• Which term refers to the owner of the personal property in a bailment?
• Which description best defines diversity jurisdiction?
• What term refers to the authority that the principal explicitly grants to the agent under an agency contract?
• Which term describes a body of law that resolves questions when states' laws conflict?
• Which term describes a person invited to enter land that is open to the public for a purpose for which the land is open to the public?
• Which concept refers to authority created by the principal through actions that lead a third party to believe the agent can act on the principal's behalf, even if not actually granted?
• Which form of government is led by a hereditary ruler whose powers can be absolute?
• A party to a contract who has the basic or minimal ability to do something and the mental ability to understand problems and make decisions is a?
• Which term refers to selling a large quantity of goods at less than fair value, including selling goods abroad at less than the market price at home?
• Which theory holds that a neutral employment practice that affects a protected class disproportionately can be unlawful, even without intent?
• Who is the party to a contract to whom a promise is made?
• Which term refers to the exclusive ownership of an original expressive work for a limited time?
• What is the term for a property owner's right to have land supported by the land adjacent to it?
• Which rule permits a plaintiff to recover reduced damages so long as the plaintiff's fault is not greater than the other party's fault?
• Which ADR method uses a neutral to help disputing parties reach a voluntary agreement?
• The permission to use real property for a particular purpose is called?
• A concurrent ownership of property, in equal or unequal shares, by two or more joint tenants who lack survivorship rights.
• Which term refers to allowing a legally permitted use under specified conditions in a zoning plan?
• What term describes a government's regulation of building construction and occupancy and of land use according to a comprehensive plan?
• Authority (express or implied) conferred by the principal on an agent under an agency contract.
• A party's unequivocal indication before contract performance is due that he or she will perform when performance is due is described by which term?
• Which form is described as ownership where stockholders receive long-term proprietary leases and votes based on shares?
• Which comparative negligence rule allows a plaintiff to recover as long as the plaintiff's fault is not greater than 50 percent of the total fault?
• The authority that the principal specifically grants to the agent.
• A legal system in which the body of law is derived more from court decisions as opposed to statutes or constitutions.
• The authority implicitly conferred on an agent by custom, usage or a principal's conduct indicating intention to confer such authority.
• Which term is defined as a law that governs cross-border private disputes?
• Which term refers to a fact that would affect the insurer's decision to provide or maintain insurance or to settle a claim?
• The party to a contract who makes a promise or acts in return for something offered by another party is called?
• A court-awarded payment that exceeds the usual contract damages for a breach is called?
• Which term refers to tangible property consisting of land, structures permanently attached, and what grows on the land?
• During postwar rebuilding, a government established to oversee the transition and stabilize institutions is known as what?
• Which term describes an agent that transacts all of a principal's business of a particular kind or in a particular place?
• Which contract is an obligation imposed by law to prevent unjust enrichment, even though no express agreement exists?
• A creditor's legal right or interest in another's property that secures the payment of a debt is best described as which term?
• Under anti-discrimination law, which concept allows job criteria based on sex or other protected characteristics if essential to the job?
• Which constitutional provision prohibits state laws that discriminate unfairly or arbitrarily, and requires equal treatment to all persons under like circumstances?
• Which term describes the intermingling of goods belonging to different owners?
• Which term describes routine or mechanical tasks performed by agents?
• Which term refers to the price one part of a company charges for products and services it provides to another part of the same company?
• Which principle holds that insurance policies should provide a benefit no greater than the loss suffered by the insured?
• Which policy type pays a fixed amount upon loss, regardless of the actual loss value?
• Which term refers to local ordinances or state statutes that regulate the construction of buildings within a municipality, county or state?
• Which administrative rule interprets statutes and provides guidance but is not binding on individuals?
• In civil litigation, which party initiates the suit and files the complaint?
• A landlord-tenant estate with no fixed termination date and automatic renewal until one party gives notice of termination.
• Which term describes a form of government by the people thought elected representatives?
• An employee who is paid by the hour and is eligible for overtime pay is classified as what?
• Which doctrine prevents injustice when a promise is made without consideration and relied upon to the promisee's detriment?
• What term describes a contract in which one party must either accept the agreement as written by the other party or reject it?
• Which term describes the defendant's assertion that brings a claim against the plaintiff within the same lawsuit?
• Which instrument requires the issuer to pay a set annual rate of interest and to repay the borrowed sum on a specified date?
• Which doctrine bars parties to a lawsuit on which final judgment has been rendered from bringing a second lawsuit on the same claim or related transactions?
• Which constitutional principle requires courts to adhere to established precedents?
• A defense that protects the government against tort lawsuits without the government's consent.
• Which term describes the party who receives property being transported by a carrier?
• Which term describes an event that must occur at the same time as another condition in a contract?
• A voluntary association of individuals acting together under a common name to accomplish a lawful purpose.
• Which term describes a country used to attract foreign business through favorable regulations?
• A person hired to perform services for another under the direction and control of the hirer, but not subject to control regarding work details.
• Which term describes a land use that existed legally before the current zoning restrictions and is allowed to continue?
• A principal whose existence and identity are known to the third party dealing with the agent is called what?
• What is the secured interest in real property held by a trustee to protect the lender until the loan is repaid?
• Which term refers to the unlawful exercise of control over another person's personal property to the detriment of the owner?
• Which term is used for the set of local regulations that govern construction standards?
• A proximate cause is defined as a cause that, in a natural and continuous sequence unbroken by any new and independent cause, produces an event and without which the event would not have happened.
• A bailee's right to retain possession of a bailor's property as security for payment or performance is called what?
• In a civil action, which party is the party against whom the complaint is filed?
• Which instrument is a long-term debt instrument that pays a fixed interest and matures on a specified date?
• A type of administrative agency rule that prescribes procedures for agency operations, legislative rule making and adjudication proceedings.
• Which term describes a promise that requires some action by the intended recipient to make an agreement?
• What term describes the obligation to pay a negotiable instrument only if someone else refuses to pay or accept the instrument?
• Which term describes alterations or additions made to a building by someone who does not own the building and cannot legally remove them?
• In property law, the intermingling of goods belonging to different owners is called which term?
• A person invited as a member of the general public for a purpose the land is open to the public is best described as which invitee?
• Charging an illegally high rate of interest on a loan is known as?
• A person or organization in the business of transporting property of others.
• A joint tenancy between husband and wife.
• Which contract status means the agreement is legally unenforceable due to a defect in formation or essential elements?
• Which estate represents full ownership with the unconditional right to dispose of the property?
• A type of substantive administration agency rule that comes from a statutory delegation of authority and that has the same force as a law enacted by Congress or a legislature.
• Which term describes a third-party beneficiary owed a debt that is to be satisfied by performance of a contract?
• What is the term for a lawsuit brought by one or more shareholders in the name of the corporation?
• An agency relationship created by a principal's words or conduct that cause a third party to reasonably believe that an agency exists.
• Which rule posits that harm is the natural and probable consequence of the defendant's act and should be foreseen by an ordinarily prudent person?
• Which rule permits recovery of reduced damages when the plaintiff's negligence is not greater than the other party's negligence?
• Which term is defined as a false written or oral statement that harms another's reputation?
• The act of promising not to sue or to refrain from enforcing a legal right is known as?
• An increase or addition to property is known as which term?
• A doctrine treating a child as a licensee, or guest, rather than a trespasser on land containing an artificial and harmful condition that is certain to attract children.
• Which term best describes an act, decision, recommendation or omission made by a government official within the authority of that office?
• What term describes an employee who is paid a salary and does not receive overtime pay?
• Which term is defined as a provision in a general zoning plan that assigns a different use for a small area of land than that of the surrounding area?
• Which term describes a temporary regime installed to oversee internal affairs after a war ends, pending political reorganization?
• An encroachment on another person's right to be left alone describes which tort?
• In a real property transfer, which party is the purchaser after completion of the sale?
• Which term describes property that is not real property, including both tangible and intangible forms?
• An act, a decision, a recommendation or an omission made by a government official or agency within the authority of that office or agency.
• Which term describes a temporary political authority installed after a war to oversee the transition to a permanent government?
• In a mortgage transaction, who is the borrower?
• A court-ordered equitable remedy requiring a party to act or refrain from acting?
• The voluntary act of choosing between two alternative rights or privileges is known as which concept?
• What is the term for the federal court power to hear cases involving parties from different states when the amount in controversy meets a threshold?
• What is the term for an unjustified intentional act that interferes with another's valid or expected business relationship?
• Which classification governs the procedures for pursuing remedies and enforcing rights?
• Which term describes a contract in which only one party makes a promise or undertakes the requested performance?
• Under which proximate cause rule is the harm considered a natural and probable consequence and foreseen by an ordinarily reasonable person?
• Which term describes an agent who handles all of a principal's business of a particular kind or in a particular place?
• Which term refers to an act that interrupts the causal chain because it is independent of the original act and not reasonably foreseeable?
• Which term describes a third-party beneficiary who receives the benefit of a contract's performance as a gift from the promisee, with the intent of the contracting parties?
• Which concept prevents a party from asserting a claim inconsistent with past statements if another party detrimentally relied on them?
• Tangible, movable personal property.
• Which legal principle allows enforcement of a promise made without consideration to prevent injustice?
• In a property sale, who is the seller?
• Which term is used for a legal representative of insurers who has a contractual agreement to sell insurance?
• A local government's act that is not considered part of the business of government and that could be performed by a private enterprise.
• Which term describes a legally enforceable agreement between two or more parties?
• Which term refers to an appellate court's order directing a lower court to deliver its record for appellate review?
• Which term best encapsulates both spoken and written false statements that injure someone's reputation?
• Which term describes a currency pegged to another currency?
• Which type of administrative rule arises from statutory delegation and has the force of law?
• Which term is a nonmaterial interest in real property?
• Which implied warranty is breached when the product is not fit for the buyer's stated purpose and the seller knew of that purpose?
• A quality of evidence that tends to establish a particular element of the claim that has legal significance?
• Which doctrine allows an inference of negligence based on the accident and the defendant's control, typically without direct evidence of fault?
• In an agency relationship, which party is the one who authorizes the agent to act on the principal's behalf?
• A cause of action employee may have against an employer for illegal termination of employment.
• Which term covers losses indirectly caused by a wrong, such as a breach of contract or a tort?
• Which legal concept refers to a party's right to sue because they have suffered or will suffer a legal wrong?
• A person who has express or implied permission to be on premises to do business is best described as which invitee?
• Which system is where citizens directly elect a president?
• Which term is an exception to the strict application of a zoning ordinance to permit a use that is not permitted otherwise?
• Two parties mistakenly agree on a price term that is different from the actual contract term; this situation is an example of which type of mistake?
• Which term describes an event that, if it occurs, discharges a duty of performance in a contract?
• A form of partnership made up of one or more general partners, who have unlimited liability, and one or more limited partners, whose liability is limited to the amount of capital they have contributed to the partnership.
• Which stock generally does not vote but has priority in dividends?
• A form of government that constitutionally permits only one specific political party.
• Which term refers to the party that ships goods?
• The right granted to an inventor for a limited time to exclusively own and control a new, useful and non obvious invention is known as what?
• What is the body of federal law that allows debtors who are unable to pay their creditors to divide their assets among creditors to discharge the debts?
• Which rule permits the plaintiff to recover damages reduced by the plaintiff's own percentage of fault?
• What term describes temporary possession by one party (the bailee) of personal property owned by another party (the bailor) for a specific purpose, such as cleaning or repair?
• A person or organization that has committed a tort.
• The intent to do a wrongful act without justification or excuse.
• Which term refers to a temporary government established to manage state affairs during reconstruction after a war?
• In tort law, the communication of a defamatory statement to another person is known as?
• In an insurance application, what term describes a statement of fact or opinion made by the insured in response to a question from the insurer?
• Which term protects a new, useful, and non-obvious invention for a limited time?
• Which term refers to a legal representative of one or more insurers who has a contractual agreement to sell insurance?
• Which form of real property ownership involves individually owned air space within units and jointly owned common areas?
• What is the transfer of rights or property called?
• Which term is used for a government that is explicitly transitional and temporary after conflict?
• Who is the buyer of real property after the deed is executed?
• Which body of law deals with rights and duties between individuals and remedies for breaches?
• Who conveys property to another in a real estate transaction?
• Which tort is described as foreseeing that one’s act will harm another person?
• Which authority is described as the authority implicitly conferred on an agent by custom, usage or the principal's conduct?
• Which term describes a person who enters onto land for the owner's financial benefit?
• Which form of authority is based on the third party's reasonable belief that the agent has authority to act on the principal's behalf?
• A written law passed by a legislative body at either the federal or state level is called a
• Which document transfers ownership interest in real property?
• The holder who possesses a negotiable instrument for value, in good faith and without notice of defects, is best described as which term?
• A formal written statement of the facts and claims of each party to a lawsuit.
• An unreasonable and unlawful interference with another's use or enjoyment of his or her real property?
• A purchase offer made directly to shareholders of the target, typically at an offer price greater than the current market price?
• Person who enters a premises for the financial benefit of the owner or occupant.
• Which set of laws helps prevent parties from becoming involved in fraudulently formed contracts?
• Which term refers to a person who benefits from a contract but is not a party to it and can enforce it if breached?
• Which term describes the quality of evidence that suggests the source is reliable and the evidence is adequate to justify admission in court?
• Which element must occur to trigger performance obligations in some contracts?
• Which act describes an action beyond the scope of the corporation's charter?
• A contractual provision purporting to excuse a party from liability for negligence is called?
• Which form of government is described as rule by a prime minister and an elected parliament?
• The return of specific property by court order is defined as which contract concept?
• Which term describes a third-party beneficiary who has no contractual rights but benefits from a contract even though that is not the intent of the parties to the contract?
• Which term describes a contract that one of the parties can reject (avoid) based on some circumstance surrounding its execution?
• A plaintiff's legal grounds to sue a defendant.
• What is the pretrial exchange of all relevant information between the plaintiff and defendant?
• Which term describes a corporate share that is owned by the holder of the share certificate and is not registered; ownership remains private?
• The assent to an offer that occurs when the party to whom an offer has been made either agrees to the proposal or does what has been proposed is known as?
• Which form of government features a monarch as a ceremonial head of state within a constitutional framework?
• Which doctrine bars recovery if the plaintiff's own negligence contributed to the harm?
• Which organization coordinates insurance regulation activities among state insurance departments?
• Which tort is the intentional act that causes mental anguish?
• A government structure intended to bridge governance during postwar stabilization is called what?
• A for-profit business entity jointly owned by two or more persons who share ownership and profits or losses, although not necessarily on an equal basis.
• Which rule identifies proximate cause by determining whether the defendant's act was a significant factor in causing the harm?
• Which defense bars a plaintiff's recovery for harm when the plaintiff voluntarily incurred the risk?
• Which damages are designed to compensate for losses that flow from a breach but are not the direct damages?
• What is cash, or near cash assets, pledged to secure credit or an obligation?
• Which term refers to the price one part of a company charges for products and services it provides to another part of the same company?
• Which term describes the permission to use real property for a particular purpose?
• Which term refers to a pretrial request to terminate an action because of settlement, voluntary withdrawal, or procedural defect?
• A nonpossessory right to use another person's real property for a particular purpose is called?
• Which term describes the chance of financial loss?
• Which term describes a law that concerns the interrelation of nation states and is governed by treaties and other international agreements?
• A contract that consists of multiple promises, each enforceable on its own, is known as what?
• A complaint brought by the defendant against the plaintiff.
• All tangible or intangible property that is not real property is called what?
• A court-ordered equitable remedy requiring a party to perform a certain act, often - but not always - as a result of breach of a contract?
• What is the legal proceeding to terminate a mortgagor's interest when payments are in default?
• An act that can be performed only by government.
• Under which rule can a plaintiff recover damages minus the plaintiff's own fault, regardless of the defendant's fault?
• Which government type is anchored in religious doctrine and commonly led by priests or clergy members?
• Which doctrine describes a negligence defense based on the plaintiff having the last opportunity to avoid harm and failing to do so?
• A defense to negligence that grants immunity to parents from their children's lawsuits for torts is called what?
• A contractual clause that purports to relieve a party from liability for negligence is called?
• Which structure consists of one or more general partners with unlimited liability and one or more limited partners with liability limited to contributed capital?
• Which pretrial motion asks the court to enter a judgment when no material facts are in dispute?
• The legal entitlement attached to the expressed form of an idea or other intangible subject matter is called which term?
• Which term covers false statements that damage only a business's product claims and finances?
• Which term describes a corporate share on which records are kept indicating the share's owner and its selling and buying price?
• Which instrument evidences ownership and right to delivery for goods held in storage?
• Which liability concept allows a plaintiff to collect the entire damages from any defendant regardless of each defendant's share of fault?
• The assumption of control of a country by the military.
• A legal order to a witness to appear at a certain place and time to testify or to produce documents?
• In contract law, what is the term for something of value that is exchanged between parties?
• What is the term for the party authorized by the principal to act on the principal's behalf?
• A breach of the duty of good faith and fair dealing is referred to as?
• A defense of an obligor that may be asserted even against holder in due course.
• Which term covers entry onto another's real property or interference with personal property?
• Which term means a purposeful interference with another party's enjoyment of his or her property?
• The use of threats or coercion to compel a party to act contrary to their will is called what?
• Which term describes a government based on a religious doctrine and led by religious leaders?
• Which tort refers to the use of civil or criminal procedures for a purpose for which they were not designed?
• Which term refers to a perception by one party to a contract that does not agree with the facts?
• An unintentional act causing mental anguish that results in physical injury describes which tort?
• Which law provides trade creditors with rights and remedies when a buyer defaults?
• Which term means interference with use or enjoyment of land?